Tag Archive | Estate Planning

3 Advanced Planning Strategies to Skyrocket Your Life Insurance Sales

It’s no secret that life insurance advanced planning can lead to some pretty large premiums. The challenge is uncovering these sales and then feeling comfortable identifying and presenting the solutions. We have identified 3 ideas in our Producer Guide that make it easy to become an advanced planning expert. We cover the opportunities, conversation starters, and how […]

What Does AG49 Mean For You?

For over a month now, producers and carriers alike have been busy adjusting products and procedures to comply with Actuarial Guideline 49 (AG49), a new rule adopted by the NAIC in mid-June of this year. After literally years of deliberation and input, AG49 implements more “realistic” guidelines for the illustrated crediting rate assumptions used by […]

Happy Mother’s Day – 2013

It’s impossible to put a price tag on the love and support that a mother provides to her children. Yet surprisingly, many of our mothers, wives, sisters, and daughters are dramatically under-insured. Seven in ten women agree that life insurance is a necessity and that all people should have it (as compared to 62% for […]

2013’s Million-Dollar Question

The political ads are over. The votes have been counted. The results are in. Whether or not you agree with the election results, a lot of things are up in the air in regards to our country’s future. However, there is one thing I now know for a fact– the current estate and gift tax […]